blykins wrote:I want it the way it was before Obama ruined it. There was no issues then before socialism was the "in thing"
You mean when emergency rooms and/or hospitals closures were rampart and a big chuck of people couldn't get medical coverage at any price? Yeah, that was awsome!
Read again, very carefully.....I'm not 40 yet and wasn't even close to it when Obamacare came out. Rates went up drastically whenever Obamacare took effect and then went up drastically again last year, when all the insurance companies started dropping out because Obamacare is a failure.
20% is not whining when that's a $200 PER MONTH increase for no reason, except for that guys are lazy, don't wanna work, and we have to foot the bill for it.[/quote]
Rates go up for everyone every year, and the older you get the more they go up.....thats life and you don't get an 8 year old rate today.
You're one of the 3ish% in the exchange then and (well) above the subsidy line? If so you're right thst its a bad place.....but the problem has nothing to do with people not working, their insurance is paid for by subsidies.
The problem is a combination of low penalty for not buying, low difference young to old (its limited to 3x) and the rwwuirement to cover prw-existing conditions. Together they mean young heathly people who can live without insurance dont bury insurance unless something major goes wrong, and everyone left gets a pretty high bill. The Senate proposal to increase the young old difference to ...I think it was 5x or 7x and massively increase the penalty for not buying (they dont call it a personal mandate, but its effectively the same) would help people like you LOT....hopefully something like this moves forward.